Information required from you will vary, depending on the type of loan you are applying for and the lender you choose. Use the information below as a guide only as your Lifesaver consultant will know exactly what you require.

In certain circumstances more or less documentation may be required.

INCOME PAYG:

• Last 2 years group certificates or tax returns.
• Centrelink letter showing income (family allowance etc). Plus
• 2 Recent pay slips showing YTD earnings. Or
• Letter on company letterhead confirming details of employment.

INCOME SELF EMPLOYED:

If verifying income:

• Last 2 years business and individual tax returns.

If not verifying income:

• ABN number.
• Last 1 months statement of your business bank account.

IF PURCHASING A PROPERTY:

Savings: 6 months bank statements showing money that you will be using.

Contract of sale: For the property you are purchasing.

IF REFINANCING A PROPERTY:

• Last Land Rates notice.
• Last Water rates notice.
• Copy of current House insurance policy.
• Loan Statements:
  • 6 months for existing housing loans
  • 3 months for any other current loans and credit cards that you are refinancing.

ALWAYS REQUIRED:
Identification: 100 points worth e.g. (photocopies of your driver's licence, Medicare card, passport, credit cards).

Your consultant and loan processor will assist you in obtaining the documentation required; often alternative documentation can be substituted.